Bruce Cortesi Planwise financial advisor www.sunlive.co.nz

I have read so many cases of young people – suffering cancer, life changing accidents that turn their lives into a future of uncertainty and hope. Yet, no one has paid even a token gesture to consider what happens financially to a family when disaster strikes one of your own children.

I am aware of a number of instances where one parent of caregiver cease to work in order to be with their son or daughter to support and help them get through such a life changing event – and who wouldn't? It is built into human DNA. The problem is nothing replaces the sudden drop in family income, and this can also place additional pressure on other family members who will also be struggling with the emotional impact such circumstances have. It saddens me when I think of all the people we could have helped had they been aware of this plan.

We have worked with an Insurer to bring an extremely affordable financial assistance insurance plan – Planwise Youth Protection Plan, generally for less than your weekly flat white! The plan ensures that if your son or daughter from the age of 14 – 24 is unfortunately suffers a traumatic event such as serious disability through accident or illness that the funds can be used to ensure the family remain financially stress free, or that it can provide career options for your son or daughter. This plan is so affordable yet it protects the people we all cherish. Call Planwise today for further information.